University Loans

All Brown University Loans are repaid to Student Financial Services. Borrowers may request deferment to postpone loan repayment by completing the appropriate form and submitting it to sfs@brown.edu. 

Types of Deferment 

Brown University Urban Education Loan Qualifying Service - Urban Education Loans only Urban Education Loan Deferment

For all deferment types below, use the University Loans Deferment Request Form.  

Student Deferment - A borrower enrolled at least half-time at an eligible institution may defer repayment. (Note: LDS or PCL require full-time enrollment for student deferment.) 

Graduate/Fellowship – LDS or PCL Loans only: A borrower is eligible for deferment for up to two years if participating in a fellowship training program or a full-time educational activity which is directly related to the health profession for which the borrower prepared at the Institution. 

Medical Residency Program - Casperson, Ellwood, Kaplan, Medical, Plitt, Primary Care, or LDS loans: A borrower may be eligible for deferment for up to three years while completing a medical residency program. 

Unemployment - Brown 20th Century or Brown University POL Loans only: A borrower may be eligible for deferment for up to three years while unemployed. For Urban Education Loans, up to one year. 

Economic Hardship - Brown 20th Century or Brown University POL Loans only: A borrower may be eligible for deferment for up to three years while working 30 hours or more and are experiencing a financial hardship.

Volunteer under the Peace Corps Act – Casperson, Ellwood, Kaplan, LDS, Medical, PCL, Brown University Loans: A borrower may be eligible for deferment for up to three years while serving as a volunteer under the Peace Corps Act. 

Volunteer in AmeriCorp Vista – Casperson, Ellwood, Kaplan, Medical, Brown 20th Century, or Brown University POL Loans: A borrower may be eligible for deferment for up to three years while serving as a volunteer under AmeriCorp Vista; under the Section 603 of the Economic Opportunity Act of 1964. 

Full time member of Armed Forces – Casperson, Ellwood, Kaplan, LDS, Medical, PCL, Brown 20th Century, or Brown University POL Loans: A borrower may be eligible for deferment for up to three years while serving as a member of the Armed Forces of the United States. (LDS or PCL define Armed Forces as the Army, Navy, Marine Corps, Air Force, Coast Guard, NOAA, or U.S. Public Health Service.) 

Apply for Deferment

1. Review the types of deferment available above for University loans.
2. Complete the appropriate form based on the type of deferment you are requesting.
3. Send the completed form to our team at sfs@brown.edu.
4. Contact us with any questions about your loan repayment or deferment. 

Federal Perkins Loans

All Federal Perkins Loans are repaid to Student Financial Services.  Borrowers may request deferment to postpone loan repayment by completing the appropriate federal deferment form and submitting it to sfs@brown.edu.

Types of Deferment 

In-School - A borrower enrolled at least half-time at an eligible institution may defer repayment; no limit to number of months of deferment. Your school will need to complete a portion of this form. 

Graduate Fellowship - A borrower may be eligible for deferment if enrolled and attending as a regular student in a graduate fellowship program approved by the Secretary or if engaged in graduate or postgraduate fellowship-supported study outside the United States; no limit to number of months of deferment.

Unemployment - A borrower may be eligible to defer repayment while out of work or working less than 30 hours per week AND actively seeking full time employment; up to a maximum of 36 months.

Economic Hardship - A borrower may be eligible to defer repayment for up to a maximum of 36 months if they meet any of the following criteria: Working 30 hours or more per week and meeting federal guidelines for financial difficulty; Receiving federal or state general public assistance; Facing a temporary disability

Peace Corp Volunteer - A borrower may be eligible for deferment and subsequent cancellation while serving as a volunteer under the Peace Corps Act. Perkins Cancellation and Pre-Cancellation Form

AmeriCorp/Vista Volunteer - A borrower may be eligible for deferment and subsequent cancellation while serving as a volunteer in AmeriCorp Vista. Perkins Cancellation and Pre-Cancellation Form

Active Duty Military Service - A borrower may be eligible for deferment only under certain specific guidelines related to Active Duty service.

Rehabilitation Training - A borrower may be eligible for deferment while they are enrolled in an approved rehabilitation training program.

Cancer Treatment - A borrower may be eligible for deferment while they are receiving cancer treatment, and for the six months following the conclusion of their treatment. Loan must have entered repayment on or before 9/28/18.

Apply for Deferment

1. Review the types of deferment available above for Federal Perkins Loans.
2. Complete the appropriate federal deferment form based on the type of deferment you are requesting.
3. Send the completed form to our team at sfs@brown.edu.
4. Contact us with any questions about your Federal Perkins Loan repayment or deferment. 

Federal Direct Loans

All Federal Direct Loans are repaid to the borrower's federal loan servicer.  Borrowers may request deferment to postpone loan repayment by completing the appropriate federal deferment form and submitting it directly to their federal loan servicer. Brown University Student Financial Services is not involved in this process. 

Apply for Deferment

1. Review the types of deferment available for Federal Direct Loans on Federal Student Aid's website.
2. Complete the appropriate federal deferment form based on the type of deferment you are requesting.
3. Send the completed form to your federal loan servicer.  If you aren't sure, you may identify your federal loan servicer through the FSA account dashboard.
4. Contact your federal loan servicer directly with any questions about your Federal Direct Loan repayment or deferment.