Dependent Undergraduate

• $5,500 (max $3,500 Subsidized)

Independent Undergraduate

(or Dep. Undergrad if parent is denied a PLUS Loan)

• $9,500 (max $3,500 Subsidized)

Graduate & Professional Students

• Up to $20,500 each academic year
• Up to $33,000 each year if enrolled in Master of Public Health Program

Dependent Undergraduate

• $6,500 (max $4,500 Subsidized)

Independent Undergraduate

(or Dep. Undergrad if parent is denied a PLUS Loan)

• $10,500 (max $4,500 Subsidized)

Graduate & Professional Students

• Up to $20,500 each academic year
• Up to $33,000 each year if enrolled in Master of Public Health Program

Dependent Undergraduate

• $7,500 (max $5,500 Subsidized)

Independent Undergraduate

(or Dep. Undergrad if parent is denied a PLUS Loan)

• $12,500 (max $5,500 Subsidized)

Graduate & Professional Students

• Up to $20,500 each academic year
• Up to $33,000 each year if enrolled in Master of Public Health Program

• The maximum loan amount may not exceed the cost of education, minus other estimated financial assistance.

Subsidized & Unsubsidized

• Loan First Disbursed between 7/1/25 - 6/30/26
  • 6.39%
• Loan First Disbursed between 7/1/24 - 6/30/25
  • 6.53%

Unsubsidized

• Loan First Disbursed between 7/1/25 - 6/30/26
  • 7.94%
• Loan First Disbursed between 7/1/24 - 6/30/25
  • 8.08%

Plus

• Loan First Disbursed between 7/1/25 - 6/30/26
  • 8.94%
• Loan First Disbursed between 7/1/24 - 6/30/25
  • 9.08%

During School

• Paid by the federal government

During Grace Period

• Paid by the federal government (Except on loans first disbursed 7/1/12 - 6/30/13)

Paid by the borrower: May choose to make quarterly interest payments, or may choose to defer the interest. Unpaid interest will be capitalized and when the loan enters repayment. When unpaid interest is capitalized, it increases the total cost of the loan.

Paid by the borrower: May choose to make quarterly interest payments, or may choose to defer the interest. Unpaid interest will be capitalized and when the loan enters repayment. When unpaid interest is capitalized, it increases the total cost of the loan.

Interest does not accrue during school or grace. Interest begins to accrue at repayment.

• Loans First Disbursed 10/1/25 - 9/30/26
  • 1.057%
• Loans First Disbursed 10/1/24 - 9/30/25
  • 1.057%

• Loans First Disbursed 10/1/25 - 9/30/26
  • 4.228%
• Loans First Disbursed 10/1/24 - 9/30/25
  • 4.228%

6 months.

Repayment begins within 60 days after the loan is fully disbursed. Borrowers can defer repayment during while the student is enrolled at least half-time & for 6 months after enrollment drops below half-time.

9 months.